Food, shelter and clothing are basic human needs. And house ownership serves one of these intrinsic requirements that we all have. But buying a house is easier said than done. For one, a house costs a lot of money. And there's no point in saving up all your life to own a house. And that's where a home loan comes in handy.
A Home loan is a secured type of a loan. The borrower takes a loan for a home and the lender takes the home as security until the loan is repaid. There are different type of home loans.
Obtaining a home loan can be a frustrating experience. Which bank do you go to ? What's the best rate of interest? Is there a processing fee? Complicated and long forms to fill. At Saral Credit, we believe that taking a home loan should be very simple and hassle free. Just apply on our quick form and leave the rest to our trusted home loan advisors. It's really Saral!
The documents required for applying for a home loan are identity proof, address proof, income papers and property documents.
A home loan application involves 3 steps: application and approval, sanction, and disbursement. Once you apply for a home loan, your application is reviewed and approved. Then the property and document verification is conducted. Finally, the loan amount is disbursed as per the terms of the loan.
6.80% to 7.85%
Starts at Rs.652*/Lakh
0.1% to 1% of loan amount
Up to 30 years
No Guarantor Required
Nil (For Floating ROI)
Nil (For Floating ROI)
Up to 90% of property value
1. Just fill up a simple form
2. Validate your details
3. Click on Submit button
1. Wide range of options
2. Customised loan solutions
3. Best deal on your loan
1. Priority processing by lender
2. Timely Feedback on your application
