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Personal Loan

What is a Personal Loan?

Need money for a holiday, child's education, home renovation or any reason whatsoever ? That's when a personal loan comes in handy. Popular are among most borrowers for the ease of processing and features such as no guarantor, security or end-use monitoring.

There is no point in applying for a personal loan if it takes time to get disbursed. In reality, obtaining a personal loan can be a frustrating experience. Which bank do you go to ? What's the best rate of interest? Is there a processing fee? Complicated and long forms to fill. At Saral Credit, we believe that taking a personal loan should be very simple and hassle free. Just apply on our quick form and leave the rest to our trusted personal loan advisors. It's really Saral!

Personal Loan Rate Chart

Interest Rate
Interest Rate

6.80% to 7.85%

EMI (Monthly)
EMI (Monthly)

Starts at Rs.652*/Lakh

Processing Fees
Processing Fees

0.1% to 1% of loan amount

Loan Tenure
Loan Tenure

Up to 30 years

Guarantor Requirement
Guarantor Requirement

No Guarantor

Pre-Payment Charges
Pre-Payment Charges

Nil (For Floating ROI)

Pre-Closure Charges
Pre-closure Charges

Nil (For Floating ROI)

Loan to Value
Loan to Value

Up to 90% of property value

Why Choose Saral Credit

Simple Application Process

1. Just fill up a simple form

2. Validate your details

3. Click on Submit button

Experienced Advisors

1. Wide range of options

2. Customised loan solutions

3. Best deal on your loan

Instant Processing

1. Priority processing by lender

2. Timely Feedback on your application


Other Loans We Offer

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